Financial Intelligence & Analytical Models

PILLAR 03 — INTELLIGENCE

Know your margin before you scale it.

Wallet sizing, FX margins, credit risk and operational yield are the numbers that decide whether growth is actually profitable — and they’re exactly the ones early teams tend to skip in favour of flattering top-line metrics.

We build the models and live dashboards that make those numbers visible from day one, so you know where the margin lives before you pour fuel on growth. Scaling a model you haven’t proven just makes a loss bigger, faster.

Unit Economics Model
Average Wallet Size £1,240
Take Rate 2.4%
Monthly Churn 3.1%
Calculating…
LTV : CAC Ratio
4.7x
High confidence

Illustrative — actual model output varies by client data

What This Covers

Four building blocks

INTELLIGENCE MAP — 1:100 01 UNITIQ 0% 02 CREDIT & RISK 0 03 EMBEDDED FINANCE 0 04 TREASURY 0%

UnitIQ — Unit-Economics Model

Multi-variable wallet-sizing, margin tracking and yield analysis at the customer level.

Credit & Risk Frameworks

Credit-scoring and risk-based pricing models the client configures for origination and lending.

Embedded Finance & Micro-Products

Modular monetization models — micro-insurance, value-add fees and cross-border settlement.

Treasury & Liquidity Modelling

Float, multi-currency yield and cash-flow forecasting for cross-border funds flow.

How this pillar runs

Three steps, embedded.

1

Baseline the numbers

Establish current wallet sizing, margins and yield.

2

Build the models

Configure unit-economics, credit-risk and treasury models to your data.

3

Track & refine

Ongoing monitoring as volumes and markets shift.

Not a one-off model — we monitor and refine as your business evolves.

Explore the other pillars

The other two pillars.

Your next step

Let's build your growth roadmap